Digital Euro Association Blog

It’s time to abandon the “Token vs. Account” discussion

Perusing any whitepaper or report on central bank digital currencies (CBDCs), the reader is almost certain to find a section devoted to the distinction between “token-based” and “account-based” CBDC, where ownership of the former is demonstrated by having knowledge of a private key (o …

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Project Hamilton by the Boston Fed: A Summary

Introduction Project Hamilton is a joint venture between the Federal Reserve Bank of Boston and the Massachusetts Institute of Technology’s Digital Currency Initiative.  It is a multi-year research project aimed at gaining a hands-on understanding of CBDC design.  Hamilton is in phase …

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CBDC and the security–financial inclusion dilemma

In an article entitled “the Restructuring of the UK Financial Services in the 1990s” and published in 1993, two geographers – Leyshon, A. and Thrift, N., coined for the first time in history the term “financial exclusion”. They were worried about the effects of bank branch closures in …

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Digital Euro Association partners with Fluency

The Digital Euro Association (DEA) is delighted to announce its partnership with Fluency. Fluency is a U.K. & U.S. based blockchain technology company that has developed a blockchain-based platform called Aureum for the purpose of building and interconnecting national central bank …

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The digital euro from a geopolitical perspective: Will Europe lag behind?

The digital euro is not a monolithic project. On the contrary:  The fields of application are broad, and possible solutions are diverse. This article provides an overview of use cases, application domains, and infrastructures for the digital euro that differ significantly.  A comparis …

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DEA Board supports call for greater citizen inclusion in the digital euro project

The Digital Euro Association (DEA) has become aware of an op-ed on the digital euro entitled “The digital euro concerns the whole society, not only finance” (FR) (DE), initiated by Tristan Dissaux (DEA Expert), Jézabel Couppey-Soubeyran, Wojtek Kalinowski, and Dominique Plihon. The op …

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How do stablecoins maintain stability?

Stablecoins are tied to fiat currencies to make them less susceptible to price volatility and maintain their pricing stable. A computer algorithm is also used by certain stablecoins to keep their value relatively stable. As stablecoins do not require leverage to produce liquidity, the …

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Digital Euro Association partners with the Digital Pound Foundation

Frankfurt and London, Tuesday 15 February 2022: The Digital Euro Association (DEA) is delighted to announce its partnership with the UK-based Digital Pound Foundation (DPF). Through the partnership, the DEA believes that enhanced exchange of ideas and cooperation can be created. While …

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Digital Euro Association partners with Ripple

The Digital Euro Association (DEA) is delighted to announce its partnership with Ripple as a supporting partner to jointly work on central bank digital currencies (CBDCs). Ripple, one of the leading providers of enterprise blockchain and crypto solutions for cross-border payments, has …

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Stablecoins reserves must be 100% central bank money

Regulation of new digital currencies and new payment services will take time. But regulators should now outline the core elements of regulation so that private initiative can design its commercial projects without harming public interests.

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