Digital Euro Association Blog

The digital euro: let’s move beyond the defensive motivation

“The euro belongs to Europeans and we are its guardian. We should be prepared to issue a digital euro, should the need arise” (C. Lagarde, European Central Bank)

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Digital Euro Association partners with RTGS.global

The Digital Euro Association (DEA) is delighted to announce its partnership with RTGS.global, which is building a financial market infrastructure (FMI) for the digital age. RTGS.global makes inter-bank liquidity visible, enabling wholesale cross-border payments to become faster and mo …

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Digital Euro Association partners with Circle

The Digital Euro Association (DEA) is delighted to announce its partnership with Circle Internet Financial, LLC. Circle is a global internet finance firm that provides payments and financial infrastructure to businesses of all sizes and is the principal issuer of USD Coin (USDC), a do …

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It’s time to abandon the “Token vs. Account” discussion

Perusing any whitepaper or report on central bank digital currencies (CBDCs), the reader is almost certain to find a section devoted to the distinction between “token-based” and “account-based” CBDC, where ownership of the former is demonstrated by having knowledge of a private key (o …

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Project Hamilton by the Boston Fed: A Summary

Introduction Project Hamilton is a joint venture between the Federal Reserve Bank of Boston and the Massachusetts Institute of Technology’s Digital Currency Initiative.  It is a multi-year research project aimed at gaining a hands-on understanding of CBDC design.  Hamilton is in phase …

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CBDC and the security–financial inclusion dilemma

In an article entitled “the Restructuring of the UK Financial Services in the 1990s” and published in 1993, two geographers – Leyshon, A. and Thrift, N., coined for the first time in history the term “financial exclusion”. They were worried about the effects of bank branch closures in …

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Digital Euro Association partners with Fluency

The Digital Euro Association (DEA) is delighted to announce its partnership with Fluency. Fluency is a U.K. & U.S. based blockchain technology company that has developed a blockchain-based platform called Aureum for the purpose of building and interconnecting national central bank …

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The digital euro from a geopolitical perspective: Will Europe lag behind?

The digital euro is not a monolithic project. On the contrary:  The fields of application are broad, and possible solutions are diverse. This article provides an overview of use cases, application domains, and infrastructures for the digital euro that differ significantly.  A comparis …

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DEA Board supports call for greater citizen inclusion in the digital euro project

The Digital Euro Association (DEA) has become aware of an op-ed on the digital euro entitled “The digital euro concerns the whole society, not only finance” (FR) (DE), initiated by Tristan Dissaux (DEA Expert), Jézabel Couppey-Soubeyran, Wojtek Kalinowski, and Dominique Plihon. The op …

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How do stablecoins maintain stability?

Stablecoins are tied to fiat currencies to make them less susceptible to price volatility and maintain their pricing stable. A computer algorithm is also used by certain stablecoins to keep their value relatively stable. As stablecoins do not require leverage to produce liquidity, the …

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